Senior Credit Risk Analyst

Description

At Funding Circle there’s a mission that drives everything we do. Around the world, we want to help small businesses get the finance they need to thrive, creating thousands of jobs as they drive the economy forward. With teams in London, San Francisco, Amsterdam and Berlin, we’re fusing finance and tech to create new opportunities for those who want to achieve more.   We're looking for a Credit Risk Analyst to join the team in London, in this role... 

• You will join Funding Circle Risk & Analytics team, where leading edge models and analytics are created to harness the power of data and enable scientifically optimised business decisions.
• You will collaborate with experts in risk management, technology, data management, capital markets, business operations to understand business objectives and shape analytical solutions.
• You will be responsible for ensuring that Funding Circle loan portfolio delivers strong performance: tracking loan originations and underwriting processes, monitoring portfolio growth and quality, forecasting credit losses and loans profitability, performing portfolio stress-testing, supporting effectiveness of collections and recoveries processes, etc.
• You will guide business decisions by carrying out ad hoc analysis, providing credit risk insights and recommendations for optimising credit risk strategies and business processes.

About you:

• *Typically 1-5 years’ experience in credit risk analytics / portfolio analytics / collections analytics in a SME lending or retail lending environment in financial services
• Experience with Cash Flow / NPV modelling or Impairment Modelling (PD / EAD / LGD) is a strong plus
• Proven problem-solving skills using logical reasoning and analytical methods.
• Passionate about Funding Circle’s mission and values – agile, collaborative, great to work with
• Advanced knowledge of Excel, working knowledge of SQL or R or SAS 
• Degree in a quantitative field (Finance, Mathematics, Economics, Engineering etc.)

*The stated experience level is a guide and does not preclude applications from candidates with more or less experience, provided the requisite skills can be demonstratedFCJOBS