Lead Credit Strategy Analyst

Created on 06-06-2019

Location London

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Description

Credit Risk - Senior Credit Strategy AnalystFunding Circle was created with one mission: to revolutionise the broken financial system and change small business finance!We've created the leading online marketplace for small business loans that directly connect credit worthy businesses with investors wanting attractive returns.In just eight years, 80,000 Funding Circle investors have lent £5 billion to 50,000 businesses across the world. In 2017 alone lending through our platform created and sustained 75,000 jobs worldwide and contributed £4 billion to the global economy.Risk and Analytics [****] Funding CircleThe Risk and Analytics teams play a crucial role to Funding Circle. They ensure our borrowers and investors get what we promise, use data and modelling to provide insights to the rest of the business, control and monitor the risk within our processes ensuring that we always deliver and they help us make data driven decisions to guide our strategy. The Credit Risk team Funding Circle’s Credit Risk team is hugely influential to our overall lending process. They look at measuring our risk, optimising our credit risk funnel and forecasting the performance of our loan portfolios. To do this, they work globally with the credit risk modelling, engineering, data management, capital markets and business operations teams to truly understand our objectives and shape analytical solutions. As a Senior Credit Strategy Analyst you will: ⦁ Set up Funding Circle’s credit risk strategies, with a clear focus on delivering both stable and predictable credit loss performance, as well as business growth⦁ Look at things like our pricing, policies, projections and monitoring defaults.⦁ Shape and guide business decisions, by carrying out ad-hoc analysis, and providing credit risk insights and recommendations⦁ See projects right through to completion, by leading on the implementation efforts and developing ongoing monitoring plans We are looking for these skills:⦁ Experience in a credit risk strategy setting, ideally within SME or retail lending environment⦁ Proven problem solving skills using logical reasoning and analytical methods⦁ Advanced knowledge of Excel ⦁ Working knowledge of SQL⦁ One programming language (R, SAS, Python)⦁ Academic background within STEM based subject (quantitative field) Why Join Us?Happy employees are productive employees, that’s why we offer a hearty benefits package including:⦁ Our employees make our mission a reality, and we want you to share in the company’s success by offering generous shares. ⦁ Cool kit - Mac or PC⦁ Private healthcare, pension and healthcare cash back schemes⦁ Discounted onsite gym membership⦁ Learning and development through FC Academy⦁ Personal development funding⦁ Flexible working⦁ Free breakfast, barista coffee and discounted hot lunch at our Funderbar! ⦁ We are a regular host of Meet-Ups and events. ⦁ Company wide socialsAt Funding Circle, we celebrate and support the differences that make you, you. We’re proud to be an equal opportunity workplace and affirmative action employer. We truly believe that diversity makes us better!