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Portfolio Risk Analyst

Created on 09-01-2019

Description

Portfolio Risk Analyst

San Francisco

Competitive Salary + stock options

Who are we?

Funding Circle was created with a big idea: to revolutionise the broken financial system and secure a better deal for everyone.

We have created the leading small business loans platform in UK, US, Germany and Netherlands; a marketplace that directly connects credit worthy businesses with investors wanting attractive returns.

In just eight years, 80,000 Funding Circle investors have lent £5 billion to 50,000 businesses across the world. In addition, in 2017 lending through our platform created and sustained 75,000 jobs worldwide and contributed £4 billion to the global economy.

Want to join our mission and help us build a better financial world?

What will you be doing as Portfolio Risk Analyst?

This position is critical to Funding Circle’s growth in the US Market.

Reporting to our US Head of Portfolio, you will play a crucial role in risk monitoring, identification and mitigation strategies for the US lending book.

You will....

  • Conduct ongoing reviews to monitor portfolio performance; identify areas of weakness (and strength) in performance. Develop insight into reasons for performance deviation.
  • Track portfolio performance against expectations. The portfolio team plays a critical role to ensure performance is tracking in line with forecasts communicated to investors. Early identification and attribution of performance trends is a critical part of this role.
  • Assist US Head of Portfolio and Chief Risk Officer in developing presentations to share performance insights and updates for internal (management or business teams) and external (investor) use.
  • Develop understanding of loan underwriting framework (models, strategy) and its impact on performance of current and future origination.

We are looking for?

  • Ability to assess and quantify economic risks associated with lending and credit. Strong preference for candidates with experience in small business or consumer lending.
  • Excellent skills working with large time-series data. Statistical background with data exploration and analysis using R, Python and Excel is required. Experience with Tableau or other visualisation tools is preferred.
  • Ability to take complex problems and data and make sense by providing robust insights and solutions.
  • Strong background in data analysis with ability to present complex technical solutions to business teams.
  • Motivated hands-on contributor who wants to make an impact on a high growth business.

What we offer

  • The chance to help us build the world’s leading online lending company across multiple countries
  • An international team of very motivated and talented people who work together in an environment where hierarchies don't matter but passion and drive do
  • The opportunity to contribute your ideas, show initiative and help us change the financial world.
  • You will be part of a key department and will have a significant impact on its development, locally and globally
  • Role offers great career growth opportunities in a dynamic environment with a young company.
  • Generous stock options.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records. Funding Circle provides equal employment opportunity to all individuals regardless of their race, age, creed, color, religion, national origin or ancestry, sex, gender, disability, veteran status, genetic information, sexual orientation, gender identity or expression, pregnancy, or any other characteristic protected by state, federal or local law. 

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Benefit

Bike to work scheme

Bike to work...

Dental care

Dental care

Eye care vouchers

Eye care vou...

Free Breakfast

Free Breakfa...

Fresh fruit delivered to the office

Fresh fruit ...

Gym allowance

Gym allowanc...

Heathcare

Heathcare

Life & Disability Assurance

Life & Disab...

Social clubs

Social clubs

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