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50 job openings

247 Tottenham Court Rd, Bloomsbury, London W1T 7QX

Industry

FinTech

Foundation Date

2012

iwoca Ltd.

247 Tottenham Court Rd, Bloomsbury, London W1T 7QX

Story

iwoca offers flexible credit to small businesses across Europe, allowing them to take advantage of opportunities previously only available to their larger peers. From placing larger stock orders to bridging cashflow gaps, finance helps power our customer's growth.

We launched iwoca in 2012 and have already grown into one of Europe's leading fintech lenders. More startup than financial institution, we use technology to eliminate the cost and complexity associated with traditional business finance. Read more

Why Join iwoca Ltd.

Vision

iwoca is breaking down the barriers that stop Europe’s 20 million small businesses from accessing finance. 

Christoph and James launched iwoca in March 2012. They were looking for a challenge and saw the business finance space as ripe for disruption. Since then iwoca has grown to a team of almost 200, based in central London.

Our Mission

Since 2012, we've lent over £400 million to over 20,000 businesses across Europe. Our customers include everything from cafés to car dealers, salons to solicitors. Along the way we have built a sophisticated technology platform, won numerous awards and grown a fun, and vibrant team.

However, we’re still near the start of our journey – our aim is to finance a million small businesses within a decade and so we need more smart, hands-on people to help us reach this goal.

Our values

Everyone at iwoca is smart, humble and motivated with a growth mindset, passionate about learning and developing themselves and united in their passion to grow an amazing business. 

Benefits

25 days holiday a year, plus all UK Bank holidays
25 days holiday a year, plus all UK Bank holidays
A smart, fun and internationally diverse team - together, we represent over 35 different nationalities
A smart, fun and internationally diverse team - together, we represent over 35 different nationalities
Additional leave so that you can take more time to go travelling or to study, outside of your holiday allowance
Additional leave so that you can take more time to go travelling or to study, outside of your holiday allowance
An additional Day Off on your Birthday
An additional Day Off on your Birthday
Company-wide talks with internal and external speakers
Company-wide talks with internal and external speakers
Cycle-to-work scheme for great value bikes
Cycle-to-work scheme for great value bikes
Enhanced maternity/paternity leave and shared parental leave
Enhanced maternity/paternity leave and shared parental leave
Plenty of drinks and snacks in our office kitchen
Plenty of drinks and snacks in our office kitchen
Pool, ping pong, foosball tables and tournaments, morning yoga and an ever-growing number of active clubs (you can set up your own!)
Pool, ping pong, foosball tables and tournaments, morning yoga and an ever-growing number of active clubs (you can set up your own!)
Regular novelty perks such as free massages, which can be proposed by anyone in the team
Regular novelty perks such as free massages, which can be proposed by anyone in the team
Stock options for all employees after 6 months within the business
Stock options for all employees after 6 months within the business
The opportunity to give your time to support a charity of your choice, via a paid volunteering day
The opportunity to give your time to support a charity of your choice, via a paid volunteering day
Working from the summer/ winter house twice a year
Working from the summer/ winter house twice a year

Company growth

Job Opportunities



Vacancy opened 14-06-2019
Location: London

Job purpose :

iwoca is breaking down the barriers that stop Europe’s 20 million small businesses accessing finance. Traditional banks are slow with rigid terms and burdensome criteria. In contrast, we use technology to offer flexible access to credit with five minute online applications and near-instant decisions.

Since 2012, we've lent over £800 million to almost 30,000 businesses across Europe. Our customers include everything from cafés to car dealers and salons to solicitors. Along the way we‘ve built a sophisticated technology platform, won numerous awards and grown to a smart, vibrant, fun team of over 250 people.

Despite this, we know we’re still small. Our aim is to fund a million small business within a decade and make a real dent on the funding gap.

Job Description

We are looking to hire a talented and committed Graphic Design intern for our Design team based at our London Office on Tottenham Court Road to play a critical role in iwoca continuing to have a customer focussed product by adding context and insight into the process of designing the user experience.

As a Marketing Designer at iwoca you will have a focus on delivering new designs to one of our core products. We work in an agile way and changes that you’ll design will make the way through testing and to the real product within a matter of weeks!

The internship is paid and will last for 3 months.

Requirements

You must submit a portfolio to be considered for this role.

The Person:

  • You have a great grasp of design principles such as typography, color, layout, grid, and hierarchy.
  • You can work with a predefined brand and reinvent pieces that require change.
  • You understand how to build a brand book.
  • You have the ability to quickly learn new software and are curious and continuously hunting for new and better solutions to improve work processes.
  • You have great communication skills and you are comfortable with presenting your designs. You should also be good at taking feedback and quickly iterating.
  • You learn from your mistakes.
  • You absorb inspiration and know to imitate and synthesis it to useful things in your work.
  • Your have a critical eye and can critic not only your designs but others’.
  • You are obsessed with productivity and keen to try different technologies and methods to improve your communication and process.
  • You understand how 2D visuals behave in a 3D environment and can apply graphic design skills to a space (like interior or exhibition stand design).
  • You are aware of the design environment in London and go and participate in a variety of activities related to design.
  • You have interesting personal projects and a pure passion for the design profession.
  • You’ll learn:

  • To improve your craft as a Graphic Designer and sharpen your skills at printing, typography, and illustration.
  • You’ll become familiar with design and prototyping tools online and work with them.
  • To work to a brief and also produce a few.
  • To bring your ideas to reality and how it works in the context of the team with product marketing, media directors, content makers.
  • To move UI to bring more emotion to interfaces.
  • To work in a talented multidisciplinary team. To pitch your ideas and get feedback.
  • Benefits

    In addition to a competitive salary, we also provide the following:

  • A smart, fun and internationally diverse team - together, we represent over 35 different nationalities
  • Company retreats in great locations - we have at least two per year in places like the French Alps and by the Spanish seaside
  • A really lovely office in central London - we’re right by Tottenham Court Road, and close to the bars, theatres and restaurants in Soho and Fitzrovia
  • Pool, ping pong, foosball tables and tournaments, morning yoga and an ever-growing number of active clubs (you can set up your own!) - such as climbing, chess, cycling, football, running, boxing, etc
  • Regular novelty perks such as free massages, which can be proposed by anyone in the team
  • Plenty of drinks and snacks in our office kitchen
  • Cycle-to-work scheme for great value bikes
  • Company-wide talks with internal and external speakers
  • Vacancy opened 09-06-2019
    Location: London

    Job purpose :

    iwoca is breaking down the barriers that stop Europe’s 20 million small businesses from accessing finance. Traditional bank loans have slow application processes, inflexible terms and burdensome criteria. In contrast, we use cutting-edge technology to offer flexible access to credit with a five minute application process and a decision in hours.

    Since 2012, we've lent over £800 million to over 30,000 businesses across Europe. Our customers include everything from cafés to car dealers, salons to solicitors. Along the way we have built a sophisticated technology platform, won numerous awards and grown a fun, and vibrant team.

    However, we’re still near the start of our journey – our aim is to finance a million small businesses within a decade and so we need more smart, hands-on people to help us reach this goal.

    Requirements

    You’ll develop and launch new products and tools to help small businesses succeed.

    You’ll be given a lot of autonomy and the resources you need, and we expect you to be hands-on, action-oriented entrepreneurial and able to deliver real value to the business.

    In this role, you will:.

  • Analyse the market landscape, internal and external quant and qualitative data to get a deep understanding of small business owner needs and how existing solutions address these needs
  • Design and launch pilots for assessing the viability of new products to help meet small businesses’ needs. Based on the results, build a business case and action plan for actioning specific new product opportunities
  • Bring prototypes to market, working with internal and external design and developer resources
  • Optimise user engagement across the funnel to improve the product and roll it out to more users

  • What we're looking for

  • Problem solving skills: You’re passionate about building products that solve real customer needs and have the creative flair required to come up with innovative solutions
  • Bias to action and resourcefulness: You’ll roll your sleeves up to launch fast and iterate, bootstrapping and recruiting the necessary resources
  • Commercial acumen: You’re a customer champion but understand that our products need to make business sense and meet regulatory requirements. Balancing competing needs is an integral part of creating a great product
  • Strong analytical skills: Experience with tools like Excel, Python or SQL is beneficial but we’re more concerned about your mindset and underlying appreciation for using data to make smart decisions
  • Tech savviness: Even if you don’t write code yourself, you understand what a software developer does, understand APIs and can ask the right questions to ensure that technical choices will meet both current and future requirements
  • Communication skills: You’ll need to establish credibility and get the best out of a wide range of people across the business, ranging from developers to operations staff to senior management
  • Benefits

    You will always have a say in the business and have the opportunity to really make a difference for small businesses. We’ll also encourage you to build your own skills, whether it’s attending workshops or getting involved in new areas of the business.


    Some of our benefits:

  • A lovely office in central London, right by Tottenham Court Road
  • Two company retreats a year (in places like the French Alps or Spanish seaside)
  • Pool, ping pong, foosball tables and tournaments and yoga
  • An ever-growing number of clubs including climbing, chess, football and boxing
  • Plenty of drinks and snacks in our office kitchen
  • A paid volunteering day each year, for you to support your chosen charity
  • Medical insurance from Vitality, including discounted gym membership
  • Stock options
  • Enhanced maternity and shared parental leave
  • A workplace nursery tax benefit scheme
  • 25 days holiday per year and an extra day off on your birthday
  • Extra leave if you want to travel or study
  • Special celebrations for anniversaries and long service including sabbatical
  • Flexible working
  • Cycle-to-work scheme
  • Tickets to tech conferences across Europe
  • Company-wide talks with internal and external speakers
  • A calendar of meetups we host at our office
  • Access to learning platforms like Treehouse if you want to learn to code.
  • Vacancy opened 05-06-2019
    Location: London

    Job purpose :

    iwoca is breaking down the barriers that stop Europe’s 20 million small businesses from accessing finance. Traditional bank loans have slow application processes, inflexible terms and burdensome criteria. In contrast, we use cutting-edge technology to offer flexible access to credit with a five minute application process and a decision in hours. Since 2012, we've lent over £800 million to over 30,000 businesses across Europe. Our customers include everything from cafés to car dealers, salons to solicitors. Along the way we have built a sophisticated technology platform, won numerous awards and grown a fun, and vibrant team.

    However, we’re still near the start of our journey – our aim is to finance a million small businesses within a decade and so we need more smart, hands-on people to help us reach this goal. All this growth means that the complexity of our finance operations, reconciliation, treasury and payments have increased.

    As a Delivery Manager at iwoca, you’ll be responsible for facilitating collaboration between various teams, to effectively test and roll-out new system releases and updates. You’ll be given the opportunity to work across a range of diverse projects, including both strategic planning as well as more tactical initiatives.


    Requirements

    A typical day for you will be:

  • Day-to-day accountability for the successful delivery of the projects
  • Facilitating communication and cooperation via stand-ups, presentations, meetings, and workshops
  • Working with subject matter experts within the business to capture requirements and create Product Backlogs
  • Working closely across the teams to gather requirements, create roadmaps, and set the deliverables
  • Working with the software developers and data engineers to monitor progress, ensure smooth delivery, and proactively and decisively resolve blocks
  • Identifying improvement opportunities and communicating them to relevant teams, such as tech, risk and operations

  • We look for people that are smart, humble, motivated and who are always looking to improve. Ideally, you’ll have:

  • A 2:1 or above in a quantitative degree from a leading university (Business, Engineering, Science, etc.)
  • Highly organised and proactive, with experience working across a variety of projects within an AGILE environment
  • Experience working with Jira is desirable but not essential
  • Proven ability to take ownership, work with stakeholders to properly understand problems / challenges and develop the best solutions
  • Comfortable challenging the status quo
  • Ability to manage through ambiguity to achieve clarity when needed
  • Great at managing stakeholders (understanding requirements, providing timely updates on progress and explanations for any changes to the roadmap, etc.) and able to effectively facilitate collaboration amongst various teams (Tech & Risk, country operations teams, marketing, etc.)
  • Fluent English is essential

  • Benefits

    What’s life like as an iwocan?

    We all enjoy:

  • A lovely office in central London, right by Tottenham Court Road
  • Two company retreats a year (in places like the French Alps or Spanish seaside)
  • Pool, ping pong, foosball tables and tournaments and yoga
  • An ever-growing number of clubs including climbing, chess, football and boxing
  • Plenty of drinks and snacks in our office kitchen
  • A paid volunteering day each year, for you to support your chosen charity
  • Just for you:

  • Medical insurance from Vitality, including discounted gym membership
  • Stock options
  • Enhanced maternity and shared parental leave
  • A workplace nursery tax benefit scheme
  • 25 days holiday per year and an extra day off on your birthday
  • Extra leave if you want to travel or study
  • Special celebrations for anniversaries and long service including sabbatical
  • Flexible working
  • Cycle-to-work scheme
  • And to make sure we all keep learning, we offer:

  • Tickets to tech conferences across Europe
  • Company-wide talks with internal and external speakers
  • A calendar of meetups we host at our office
  • Access to learning platforms like Treehouse if you want to learn to code.
  • Vacancy opened 25-05-2019
    Location: London

    Job purpose :

    iwoca is breaking down the barriers that stop Europe’s 20 million small businesses from accessing finance. Traditional bank loans have slow application processes, inflexible terms and burdensome criteria. In contrast, we use cutting-edge technology to offer flexible access to credit with a five minute application process and a decision in hours.

    Since 2012, we've lent over €900 million to over 30,000 businesses across Europe. Our customers include everything from cafés to car dealers, salons to solicitors. Along the way we have built a sophisticated technology platform, won numerous awards and grown a fun & vibrant team.

    However, we’re still near the start of our journey – our aim is to finance a million small businesses within a decade. The marketing team is looking for smart, hands-on talent to drive growth and help us reach this goal. This role reports to the Marketing Manager for Germany and you will work closely with colleagues across UK and German Marketing.


    The role:

  • You’ll run performance marketing campaigns to bring more small business customers to iwoca Germany, working from our London office. Your focus will be on our Paid Search, Display and other digital channels.
  • Set ambitious targets for Google and Bing Paid Search activity and manage and optimise Paid Search targeting, bidding and creative
  • Innovate in new channels like Display, LinkedIn, Affiliate, Facebook and others
  • Ensure robust tracking and analyse performance across the funnel (from impressions to life-time value) to understand drivers and find optimisation opportunities
  • Stay ahead of the curve on media innovation and constantly test new approaches
  • Become an expert in the customer decision journey by analysing internal and external data, and conducting customer research.
  • Apply a strategic learning framework across all channels: define learning objectives, set up A/B tests and scale up/down accordingly
  • Requirements

    We look for people that are smart, humble, motivated and who are always looking to improve. Ideally, you’ll have:

  • Experience in a performance marketing role. Experience in B2B a big plus
  • Strong analytical skill set: confident with drawing insights from complex datasets and forming data-driven arguments
  • Driven, hard-working and uncompromising in delivering high quality in tight timelines
  • Team player: enjoys working with others, cross pollinating ideas and learnings within and across teams
  • User-centric approach to media, connecting media buying to customer behaviour
  • Excited about helping small businesses thrive
  • Benefits

    What’s life like as an iwocan?

    We all enjoy:

  • A lovely office in central London, right by Tottenham Court Road
  • Two company retreats a year (in places like the French Alps or Spanish seaside)
  • Pool, ping pong, foosball tables and tournaments and yoga
  • An ever-growing number of clubs including climbing, chess, football and boxing
  • Plenty of drinks and snacks in our office kitchen
  • A paid volunteering day each year, for you to support your chosen charity
  • Just for you:

  • Medical insurance from Vitality, including discounted gym membership
  • Stock options
  • Enhanced maternity and shared parental leave
  • A workplace nursery tax benefit scheme
  • 25 days holiday per year and an extra day off on your birthday
  • Extra leave if you want to travel or study
  • Special celebrations for anniversaries and long service including sabbatical
  • Flexible working
  • Cycle-to-work scheme
  • And to make sure we all keep learning, we offer:

  • Tickets to tech conferences across Europe
  • Company-wide talks with internal and external speakers
  • A calendar of meetups we host at our office
  • Access to learning platforms like Treehouse if you want to learn to code.
  • Vacancy opened 23-05-2019
    Location: London

    Job purpose :

    Who are we?

    iwoca is breaking down the barriers that stop Europe’s 20 million small businesses from accessing finance. Traditional bank loans have slow application processes, inflexible terms and burdensome criteria. In contrast, we use cutting-edge technology to offer flexible access to credit with a five minute application process and a decision in hours.

    Since 2012, we've lent over £800 million to over 30,000 businesses across Europe. Our customers include everything from cafés to car dealers, salons to solicitors. Along the way we have built a sophisticated technology platform, won numerous awards and grown a fun, and vibrant team.

    However, we’re still near the start of our journey – our aim is to finance a million small businesses within a decade and so we need more smart, hands-on people to help us reach this goal.


    About the role:

    At iwoca we are dedicated to building the smartest lending platform in the world as we believe that finance should be as simple, seamless and powerful as electricity. We like to use Agile(ish) processes, which means features or projects go live in days or weeks rather than months or years.

    We are very fortunate to have a passionate and dedicated CTO / Co-founder who ensures that Tech is always at the forefront of the business so the work you do is always valued. You could be doing anything from working on our REST API, asynchronous processing, automated testing patterns or contributing to our underwriting tools.

    We could include a load of technical acronyms here and tell you about all the greenfield projects you could be working on, but ultimately it is important for you to know that the environment here is always exciting, challenging and fast-paced. We believe in investing in research to find the best possible outcome.

    Therefore we are looking for passionate developers with an eagerness to work in a collaborative environment to build an awesome product that will help SME’s across the world.

    We run our Django-powered site on AWS, use asynchronous tools (Twisted, Celery) for time-consuming tasks and scientific libraries (numpy, scipy, pandas) for risk aspects. Application orchestration is done with Docker and Ansible and our monitoring is set up using StatsD, Elasticsearch-Logstash-Kibana.

    Requirements

  • Experience developing Python (we use Python)*
  • Knowledge of SQL and NoSQL databases (ideally MongoDB and PostgreSQL)
  • Knowledge of web frameworks (we use Django)
  • Demonstrable experience creating robust, clever and scalable applications
  • Experience doing it all: designing, developing, testing, deploying and maintaining
  • Ability to manage projects, priorities, deadlines and deliverables (being autonomous is extremely important for us)
  • *If you don’t know Python but are familiar with programming languages like Erlang, Haskell, Scala, Lisp, Clojure, or F#, we would still be keen to hear from you.

    Benefits

    You will always have a say in the business and have the opportunity to really make a difference. Joining our team means you will be working on some cool projects and get the opportunity to really make a difference to people’s lives. We also help all our employees become top performers and reward everyone in numerous different ways. Everyone at iwoca is smart, humble and motivated to do a good job so you are bound to love working here.


    What’s life like as an iwocan?

    We all enjoy:

  • A lovely office in central London, right by Tottenham Court Road
  • Two company retreats a year (in places like the French Alps or Spanish seaside)
  • Pool, ping pong, foosball tables and tournaments and yoga
  • An ever-growing number of clubs including climbing, chess, football and boxing
  • Plenty of drinks and snacks in our office kitchen
  • A paid volunteering day each year, for you to support your chosen charity
  • Just for you:

  • Medical insurance from Vitality, including discounted gym membership
  • Stock options
  • Enhanced maternity and shared parental leave
  • A workplace nursery tax benefit scheme
  • 25 days holiday per year and an extra day off on your birthday
  • Extra leave if you want to travel or study
  • Special celebrations for anniversaries and long service including sabbatical
  • Flexible working
  • Cycle-to-work scheme
  • And to make sure we all keep learning, we offer:

  • Tickets to tech conferences across Europe
  • Company-wide talks with internal and external speakers
  • A calendar of meetups we host at our office
  • Access to learning platforms like Treehouse if you want to learn to code.