51 job openings

Hamburg, Germany

Industry

FinTech

Foundation Date

2012

Kreditech

Follow

Hamburg, Germany

Story

Combining non-traditional data sources and machine learning, the Company provides better access to credit and a higher convenience for digital banking services. The product offerings include consumer loans, a digital wallet and a personal finance manager designed to help customers manage their credit score and plan their spending. Kreditech also offers a “Lending-as-a-service” model, allowing partners to integrate its credit products as payment method or funding source. Read more

Why Join Kreditech

Our Mission

Our Mission: Banking the Underbanked

Kreditech's mission is to provide access to credit for people with little or no credit history: The underbanked. Mainstream financial institutions have neglected this group of customers for years due to their lack of solid credit rating. Excluded from mainstream access to credit – those customers are left either with no or only with poor credit options such as Pawn or Payday Lending. By the use of its proprietary credit decision technology, Kreditech is driven to bridge this gap and to provide access to credit at fair and sustainable conditions to the non-prime market segment.

Our values

ONE TEAM

--> With our aim to business success we foster an active collaboration, open communication and joint responsibility.

INTEGRITY

--> We respect all team members equally and act ethical regarding company resources.

OWNERSHIP

--> We take the lead for projects and tasks with full responsibility of the outcome.

EFFICIENCY

--> We work smart, innovative, and effectively - being conscious about costs and aiming at scalable processes. Read more

Meet the Team

Job Opportunities



Vacancy opened 17-01-2018

Job purpose :

 

Join the financial revolution!

Are you passionate about finance and want to make a real change? Join the Kreditech Group and our team of over 400 professionals and become part of a transforming industry. From engineering, to design, to analytics, and collections, we do things differently and we reward great ideas, team work and persistence. We have a lot of work to do – and we want you to join us!

We use big data, algorithms and automated processes to offer financial products to the underbanked and the 4bn people with no credit score. “Kredi” stands for the subsidiaries issuing credit to private individuals in currently five countries. “Tech” is the Hamburg-based tech company developing banking technology.

Your Role

  • Responsible for scouting and acquiring new merchants from e-commerce sector to finance their sales with our dedicated loan products (today: installment loans and delayed payment solutions);
  • Achieving KPI targets agreed in cooperation with Kreditech’s central Strategy & Business Development Team;
  • Managing commercial negotiations with potential partners in cooperation with supportive departments within Kreditech;
  • Guiding and supporting partners in technical integration processes;
  • Being a first contact to partners with day to day relationship handling;
  • Providing relevant feedback to the organization in terms of product/service performance based on information received from partners;
  • Monitoring the market and reporting about any novelties and competitive solutions;
  • Handling weekly and monthly  internal reporting based on defined metric dashboards;
  • Report directly to the local Head of Sales and Marketing.
  • Your Strengths

  • Hold a Bachelor's degree (preferably in Business);
  • 5 years successful sales experience in the financial services industry backed up with demonstrated record of achievement in a prior sales position;
  • Successful track in negotiating and driving partnership deals;
  • Proven knowledge on online lending business and its specifics;
  • Ability to travel outside Warsaw;
  • Ability to self-motivate and to drive, execute and deliver against ambitious goals;
  • Computer literate with knowledge of all Microsoft Office Applications especially Excel;
  • You are a team player who strives to create positive cultures with hard deliverables and humor in the workplace;
  • Fluency in English and a native Polish speaker.
  • Life @ The Kreditech Group

    We want to take good care of our employees - we make sure that your daily work routine is exciting and productive. The Kreditech Group is a place of innovation, speed, high growth, high performance, and high reward. We break established tradition, we write our own rules, and we bring in the best people to build up the team. If you want to be a part of this, here is your chance.

    This position at Kreditech Poland is at our office in Warsaw. EU immigration law permits us to accept candidates without an EU work permit only if their profile and applicable work experience is exceptionally strong by the criteria listed above, so it's best if you already have a work permit valid in Poland.

    How to apply

     

     

     

     

     

     


    We accept applications exclusively through our recruiting platform, found under the ‘Apply Now’ link.
     

    Vacancy opened 16-01-2018

    Job purpose :

    Join the financial revolution!

    Are you passionate about finance and want to make a real change? Join Kreditech and our team of over 300 professionals and become part of a transforming industry. From engineering, to design, to analytics, and collections, we do things differently and we reward great ideas, team work and persistence. We have a lot of work to do – and we want you to join us!

    Your Role

    As our Head of Controlling, you will build and lead Kreditech’s Controlling department and work closely with our Business Intelligence team to analyze vital operations.

  • Provide accurate and timely financial analysis covering daily, weekly and monthly management reporting, including a full P&L analysis and preparation of full commentary and variance analysis, highlighting areas of concern/improvement;
  • Run the entire budget and forecasting process for the business;
  • Drive the company's business and profitability analysis;
  • Analyze and monitor the effect of growth scenarios and budget changes on Company’s and business units' productivity;
  • Undertake cost/benefit analysis to evaluate and support the commercial teams;
  • Participate in corporate strategic planning decisions;
  • Develop and maintain a high performing, engaged team;
  • Implement reports, controls and processes within the business to ensure better management information and to improve the reporting cycle;
  • Report directly to the CFO.
  • Your Strengths

  • You have 4+ years of experience in financial controlling, of which at least 2 years in a Consumer Finance/ Consumer Lending business;
  • You have completed a university / post-graduate degree in finance or controlling;
  • You are a planning / forecasting mastermind;
  • Strong intellect combined with good commercial and excellent analytical skills;
  • Leadership skills with proven experience in managing and developing teams;
  • You have outstanding written and oral communication skills in English and German. You can communicate your work well, both orally and in presentations;
  • You have a strong personality and you know: Now you want to make the next big step and work on a really big thing;
  • You are fun to work with and interact well with seniors and your team;
  • You understand collaboration and teamwork and you will enjoy working with a diverse international team. 
  • How to apply

    We accept applications exclusively through our recruiting platform, found under the ‘Apply Now’ link. 



    Vacancy opened 12-01-2018

    Job purpose :

    Join the financial revolution!

    Are you passionate about human resources and want to make a real change? Join Kreditech and our team of over 300 professionals and become part of a transforming industry. From engineering, to design, to analytics, and communication, we do things differently and we reward great ideas, team work and persistence. We have a lot of work to do – and we want you to join us!

    Your Role

  • Assist in full cycle recruiting duties;
  • Assist in onboarding new employees;
  • Source and evaluate candidate qualifications and expertise;
  • Coordinate phone/Skype interviews and onsite visits with Recruiters and Hiring Managers;
  • Headhunt and direct search on social networks and databases.
  • Your Strengths

  • You've finished your degree in Business Administration, Psychology, Human Resources etc. or are currently in progress with it, and you have a strong interest in human resources;
  • You learn fast and are friendly, enthusiastic, and well-organized;
  • You can communicate and write professionally in German and English, Polish, Spanish or Russian would be a plus;
  • Ideally, you possess some experience in human resources or recruiting;
  • Strong detail-oriented mind, “Can do” attitude, good memory for people and numbers;
  • When there's stress, you handle it well, and work in a way which doesn't create more;
  • Outgoing personality, not afraid of meeting new people and intercultural sensitivity;
  • Familiarity with professional networks including LinkedIn and XING;
  • Ability to present yourself confidently and professionally in person and over Skype/phone;
  • You feel comfortable in a startup, with no dress code, rapidly changing deadlines, international team, and fun company events.
  • How to apply

    We accept applications exclusively through our recruiting platform, found under the ‘Apply Now’ link.

     

    Vacancy opened 10-01-2018

    Job purpose :

    Join the financial revolution!

    Are you passionate about finance and want to make a real change? Join Kreditech and our team of over 300 professionals and become part of a transforming industry. From engineering, to design, to analytics, and collections, we do things differently and we reward great ideas, team work and persistence. We have a lot of work to do – and we want you to join us!

    Your Role

  • Work on a wide range of topics including equity and debt fundraisings, ABS/ securitizations, M&A, business planning and investor relations;
  • Actively contribute to developing the funding strategy;
  • Develop, oversee and execute equity and debt fundraising processes, including asset backed structures, managing due diligence, responding to investor requests and accompany transaction negotiations and legal documentatíon;
  • Conceptualize and draft investor presentations, term sheets and other marketing material;
  • Create, maintain and analyse financial models with a high degree of granularity and a solid understanding for cash flow effects of asset-backed financing structures;
  • Pro-actively collaborate with other departments on providing financial data and reports;
  • Support in the hiring and development of junior team members.
  • Your Strenghts

  • Degree from a top-tier university, preferably with a focus on Corporate Finance, Financial Management, or a related field;
  • 3-5 years of work experience in Corporate Finance, M&A or DCM; prior experience in ABS/ Securitization is preferable;
  • Strong financial and analytical modeling skills required; SQL experience is a plus;
  • High proficiency in MS Office, especially Excel and PowerPoint is required
  • Fluent in English and ability to communicate effectively in multiple languages is helpful, with a strong preference for German, Spanish and/ or Polish;
  • Strong oral and written communication skills and ability to work in a team environment;
  • Entrepreneurial mindset and ability to work independently on multiple projects simultaneously;
  • You have a strong affinity for Corporate Finance and/ or Financial Technology enhanced by your drive to work in a fun, energetic environment;
  • Commitment to excellence and maintain high professional and ethical standards;
  • We are looking for someone to start as soon as possible!
  • How to apply

    We accept applications exclusively through our recruiting platform, found under the ‘Apply Now’ link.

    Vacancy opened 21-12-2017

    Job purpose :

    Join the financial revolution!

    Are you passionate about finance and want to make a real change? Join Kreditech and our team of over 500 professionals and become part of a transforming industry. From engineering, to design, to analytics, and collections, we do things differently and we reward great ideas, team work and persistence. We have a lot of work to do – and we want you to join us!

     

    Your Role

  • Analyse, define and manage the advanced customer relationship management strategy to optimize customer retention and reactivation;
  • Build an ad-hoc campaign analysis framework focusing on main KPI's to drive actionable insights and recommendations to improve performance;
  • Data segment selections for CRM campaigns;
  • Develop customers through propensity models and provide the cross/up-sell offers targeted to each customer;
  • Work with the current teams to define contact strategy optimization to increase retention rates and customer's activity while reducing the volume of un-subscribers;
  • Analyse customer behavior and customer loyalty;
  • Formulate, monitor and analyze SEM campaigns across major search engines such as Google to meet and exceed targets within CPA constraints;
  • Carry out ongoing optimization of campaigns by means of keyword research, ad copy creation and A/B testing, bid-management and landing page optimization;
  • Assisting Head of Marketing with integration of marketing systems;
  • Ad-hoc reporting and analysis, reporting on pipelines.
  • Your Strengths

  • Hold a Master degree from a recognized school;
  • Google Analytics and Adwords Certified;
  • Strong background in managing CRM tools such as Salesforce Marketing Cloud, Siebel CRM;
  • Knowledge of customer lifecycle, campaign measurement and analytics, customer targeting and segmentation;
  • Campaign A/B testing;
  • Experienced using hard data and metrics to measure performance, determine improvements and innovation;
  • Strong analytical skills with high attention to details and excellent verbal and written communication skills;
  • Ability to understand customer and commercial data;
  • Expert in Google Analytics;
  • Team player with good planning and organizational skills and the ability to manage own workload;
  • Preferably experience in managing SEM campaigns in Google / Yahoo / Bing of advantage;
  • Well-versed in using tools and technologies relevant to SEM (tracking, landing page optimization, AdWords editor, bid management);
  • Microsoft Office proficiency, particularly Excel;
  • Fluent in English and native Spanish.
  • How to apply

    We accept applications exclusively through our recruiting platform, found under the ‘Apply Now’ link. 

    Latest news

    Technology stack

    nginx nginx
    PHP PHP
    D3.js D3.js
    Google Analytics Google Analytics
    CloudFlare CloudFlare
    Mailgun Mailgun
    New Relic New Relic
    Show more