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Credit & Portfolio Risk Analyst (m/f) | Hamburg

RECRUITER'S INSIGHTS
Applications
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Description

The scope of this role is to enhance and improve the credit risk appetite framework and credit policies. Monitor performance of credit products/portfolios in Poland, Spain, Russia and India.


The scope of this role is to enhance and improve the credit risk appetite framework and credit policies. Monitor performance of credit products/portfolios in Poland, Spain, Russia and India.



A day in this job


  • Monitor performance of credit products/portfolios. Conduct periodic reviews of global Kreditech businesses and provide ongoing assessments of credit risks in the portfolio and product strategies;
  • Further develop Credit & Portfolio Risk Management framework, focusing on analysis, reporting and control of our global consumer finance activities, within the department;
  • Support the team members in policy-setting, building analysis and reporting excellence for loan portfolios on the book, ultimately contributing to profitability and growth;
  • Work closely with Business Intelligence and Data Science teams on tactical and strategic Credit Risk Analytics projects;
  • Apply analytical techniques to customer data and transaction data to build risk mitigation strategies and processes;
  • Summarize analytic reports into presentations and share analyses with Credit Risk Committee.

Desired skills and experience


  • Degree in Mathematics, Economics, Operations Research, Statistics;
  • Strong willingness to learn and ability to pick up complex topics quickly;
  • Ability to communicate complex analysis and key initiatives in a simple language;
  • Fluent in English. Any other languages would be a plus;
  • Experience in using analytical tools such as Excel and SQL. Preferably R or Python as well.

What is in it for you?


  • Join a dynamic and diverse credit risk team, in one of the fastest growing Fintech organizations;
  • Learn modern digital credit risk portfolio management in context of credit risk assessment based on machine learning and fully digitized underwriting process;
  • Be part of new digital lending in an agile environment that allows you to explore better credit risk approaches;
  • 28 days of paid leave, so long as you promise to come back!
  • Work in an awesome office in the heart of Hamburg with the best views of the city and plenty of things to do nearby.

At Kreditech, we like to constantly challenge the status quo and improve our ways of working. We are a data driven company who are enthusiastic about agile methodology. Diversity is in our DNA and we strongly believe that having different perspectives, experiences and backgrounds will lead to the best environment for our employees and better products to our customers. If this sounds like the kind of company you’d like to work with, please apply here!


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