Description
N26 is Europe’s first Mobile Bank with a full European banking license. We redesigned the banking experience to be simple, fast and contemporary. Founded in 2013 by Valentin Stalf and Maximilian Tayenthal, N26 has more than 300 employees and more than 500.000 customers in 17 countries. N26 has raised more than $55 million from investors including Li Ka-Shing’s Horizons Ventures, Battery Ventures and Valar Ventures, in addition to members of the Zalando management board, Earlybird Venture Capital and Redalpine Ventures.
YOUR ROLE
As part of the data team and within our credit team, you’ll be responsible for analyzing the loan portfolio performance and further developing the credit decision model based on historic performance and comprehensive data sets collected.
- You will have the primary responsibility for defining and monitoring adequate performance indexes of the loan portfolio across Europe and consolidate these into understandable and actionable reports
- You will use advanced statistics and modeling techniques to develop, backtest and continuously refine a robust model predicting credit risk, which is the core component to our goal of building the most modern credit products across Europe
- You will be in the lead of identifying and initiating the integration of new data sources (e.g. social information) with the goal of further refine the credit decision and pricing models
- You will present your insights and recommendations to senior management from the Bank, Credit and Data team.
- You will work with experienced data scientists, engineers and product managers to refine your work and allow you to develop your skill-set further
YOUR PROFILE
- Bachelor’s degree with a focus on quantitative disciplines from a respected university program
- Professional experience in an analytic role - especially related to risk modelling - is a strong plus
- Outstanding analytic skills including strong SQL and advanced modeling techniques
- High engagement and motivation to learn
- Fluency in English
WHAT WE OFFER
- High degree of collaboration and autonomy
- Crucial role in a highly motivated, talented team
- Individual Professional Development Budget
- Flat structures and open communication
- Newly designed office in Berlin-Mitte
- A stack of the most modern technologies
- Probably the best cup of coffee in the neighbourhood
- Get Stuff Done Days
Sound good? Send us your application online, and we’ll get back to you soon.
