Senior Product Designer

Descrizione

About iwoca

We started in 2012, when we noticed a problem: on average, it was taking eight weeks (and a lot of paperwork) for small businesses to apply for a loan. Worse still, more often than not, that process was ending in a ‘no’.

We knew that bakeries, building firms, salons, and solicitors deserved better. They deserve to be able to grow – hire more hands, invest in stock, market themselves – without all the hold music and absurdly rigid criteria.

We’ve now been around for a decade, and in that time, we’ve:

• grown to a team of 290 iwocans
• worked with over 50,000 small businesses across the UK and Germany
• redesigned the whole business loan process from start to finish – our record is three minutes, 26 seconds.

It’s a good start, but it’s just the beginning. Our mission is help one million businesses who need us, so we still have a long way to go.

Here’s what we’ve learned about lending along the way:

• Technology is the way to change this space

From automated decisions to API integrations, tech has the potential to create the changes small businesses have been waiting for – so we can’t stop innovating.

• Embedded finance is the future

More and more, we’re reaching customers by embedding our loans within the apps and systems they use everyday. Our partners are people like neobanks, online marketplaces and accountancy software companies.

• Payments and credit are converging

Lots of small businesses struggle with cash flow; often getting invoices paid from their customers months after paying their own bills. Loans can help them pay these bills, but we also want to tackle the problem at its root by improving payment terms.

• New products are always possible

We’re working to create new loans of all shapes and sizes, and we’ve recently launched iwocaPay to help with these cash flow conundrums.

We work hard to make iwoca a place where everyone feels welcome - we want everyone to confidently be themselves. For us, diversity isn't an optional add-on. It's the thing that makes us great.

Requirements

The role

We’re looking for a passionate problem-solver, experienced Product Designer to help us cater and usher finance for businesses. You’ll be joining a rapidly growing product team which currently includes three designers.

Projects you could work on

• iwoca's website is our store front and our way to explain what we do to businesses.

• iwoca's partnerships and how we interface with variety of third parties such as Tide

• New and exciting products we will offer in the world of business financing

• Our internal credit assessment and measurement dashboards

You should have:

• A great understanding of what good design is and an articulated way of explaining it.
• A user driven attitude and the ability to be analytical and empathetic while researching for problems, needs and solutions.
• Experience with working in cross functional teams with Developer, Product managers.
• The ability to break down and communicate complex systems to users.
• The skill to go from a sketch to a living high fidelity prototypes in motion or code.
• A deep interest in technology. Curiosity and the ability to discover and analyse new products.
• A wonderful portfolio filled with thoughtful and beautiful UX and Interaction Design case studies.
• Willingness to learn about the finance and the business and incorporate it to your decisions.
• A growth mindset. We want people who are hands on and are happy to dive in and learn new skills, rather than just relying on previous experience.

Benefits

What’s life like as an iwocan?

We all enjoy:

• Bright, modern office spaces in London (Fitzrovia) & Leeds, and we support remote compatible working.
• A calendar of both in-office and remote events week including Bingo, Comedy Nights, Escape Room challenges….
• Two company retreats a year (in places like the French Alps or Spanish seaside).

• Pool, ping pong, foosball tables and tournaments.
• Virtual and in-office yoga classes every Tuesday and Thursday morning.
• An ever-growing number of clubs including climbing, chess, football and boxing.
• Plenty of drinks and snacks in our office kitchen.

Just for you:

• Medical insurance from Vitality, including discounted gym membership.
• We take your well being incredibly seriously, so you’ll have instant access to emotional and mental health support services via our partner Spill.
• Share options.
• Enhanced maternity and shared parental leave.
• A workplace nursery tax benefit scheme. Save £££ on your nursery costs.
• 25 days holiday per year and an extra day off on your birthday.
• All the equipment you need to set up your home working space up.
• Paid volunteering time for you to support your chosen charity.
• Extra leave if you want to travel or study.
• Special celebrations for anniversaries and long service including sabbatical.
• Flexible working arrangements.
• Cycle-to-work scheme.

And to make sure we all keep learning, we offer:

• L&D budget including a book budget to encourage you to keep learning.
• Tickets to tech conferences across Europe.
• Company-wide talks with internal and external speakers.
• A calendar of meetups we host at our office.
• Access to learning platforms like Treehouse.