POSIZIONE CHIUSA
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Descrizione
Join the financial revolution!
Are you passionate about finance and want to make a real change? Join the Kreditech Group and our team of over 400 professionals and become part of a transforming industry. From engineering, to design, to analytics, and collections, we do things differently and we reward great ideas, teamwork and persistence. We have a lot of work to do – and we want you to join us!
Our Need
- We are building a state of the art “Lending as a Service” digital infrastructure to enable innovative online lending products, such as cardless EMI, for Indian ecommerce market
- Cardless EMI product has recently been launched in partnership with PayU and we have big plans to scale this product by partnering with 100’s of online retailers.
Your Role
- Own and lead product strategy and product development roadmap for our brand new flagship lending product (Cardless EMI) for the Indian market and its processes spanning across the entire life cycle of a loan from origination to collection;
- Contribute to meeting product financial targets;
- Directly manage a cross-functional product design, engineering and business process team to continuously improve product with a strong focus on shipping features and learning from customers;
- Develop and own cross functional roadmap of product and process improvements by working closely with executive leadership, strategic partners and cross functional teams;
- Closely cooperate with other key stakeholders at our product and engineering headquarter in Hamburg: Data Science / Underwriting for credit risk management, Central Engineering & Technology, Design, Legal and Compliance, Collections, Finance and Business Intelligence;
- Own product value proposition, product features & processes, customer lifecycle touchpoints, customer experience, overall business impact (1-3 years horizon);
- Manage all key areas of product development: conversion optimization, UI / UX development, product analytics, market research, competitive analysis, customer support, cross functional process improvements, roadmap and priority management;
- Closely follow the unit economics and commercial performance of your product and on request drive improvements with the relevant stakeholders;
- Manage further roll out of product across 100’s of new merchants and be part of big partnership discussions to help scale business;
- Represent and contribute to our company’s core values of data-driven, ownership, efficiency, Innovation, Integrity and “One Team”;
- Be located in India, with 15-25% requirement for international travel.
Your Strengths
- Formal university education in either of: finance, banking, economics, business;
- At least 5 years of strong track record in management and development of a successful consumer lending product in India’s e-commerce or fintech space;
- Managed or developed successful consumer digital products preferably in finance or e-commerce domain;
- Strong sense for good product UX, processes and technical design. You have experience in designing and documenting complex product processes that delivers high customer satisfaction and business value;
- Able to define best practices for e-commerce/online finance products and have a deep understanding of Indian e-commerce customer segments and online retailers/merchant’s operational/payment challenges;
- Able to demonstrate a deep understanding of KYC regulations and processes in India especially eKYC using aadhar;
- Familiar with different legal structures possible to enable online lending in e-commerce/retail;
- Follow recent regulatory and business/market trends in Indian fintech especially payments vertical;
- Some exposure to core-banking systems and designing financial products in partnership with finance/accounting/payment teams;
- Strong sense for KPIs and are able to develop a holistic understanding for unit economics of a lending product;
- Previous experience in developing and modeling business cases;
- Strong customer-orientation and are obsessed with delivering best-in-class services and experiences at extraordinary quality;
- Fluent in English.
How to apply
We accept applications exclusively through our recruiting platform, found under the ‘Apply Now’ link.
POSIZIONE CHIUSA
Candidati ora
