Risk Analyst

Description

Funding Circle’s Risk Team is looking for an enthusiastic, smart, results-driven Risk Analyst to join and support the exponential growth of our business.  Our Risk Team are quantitative analysts who can extract meaningful business insights from customer data and leverage predictive models to create decision strategies that will optimize business performance.

The Risk Analyst is responsible for key functions like underwriting strategy,  credit policy and operational strategy in these areas. This is a strategic role that sits at the heart of value creation by ensuring that Business grows profitably with the right risk controls. The Risk Analyst works very closely with Head of Credit strategy who in turn reports to US CRO.

Birds-eye view of the role:

• Work closely with Head of Credit strategy to drive risk strategy to ensure that loss rates for the portfolio are met and Investors get the required returns
• Analyze key credit metrics and perform deep dive analysis to understand areas/segments of weakness or growth opportunities
• Propose & Track credit strategies to address the above areas and work closely with partner teams to drive the implementation of operational strategies
• Work with partner teams in risk & analytics to ensure delivery of critical analytics and decision science inputs for US portfolio
• Build relationships across different business areas to facilitate implementation of risk strategies
• Be able to take ownership of projects/key risk decision areas like new product development, risk spectrum expansion, and new channel development.  In addition, work with business teams to ensure risk inputs/controls are fully incorporated in these initiatives

Our ideal teammate has:

• Required: Bachelor’s Degree in Quantitative-Finance related field
• Master's degree in Quantitative-Finance related field is preferred
• 1-3 years of hands-on experience in Risk Management role in Financial Services
• Proficient with analytical tools like R, SQL, Python, and Tableau
• Proven problem-solving skills using logical reasoning and analytical methods
• Excellent ability to translate complex problems into clear and simple stories
• Open minded, collaborative, and personable
• Strong project management skills
• Open minded, collaborative, great to interact with Identification with our Mission, “To build a better financial world”
• Alignment with our Core Values: Think Smart, Make It Happen, Be Open, Stand Together, Live The Adventure

Bonus Points for:

• Experience with Small Business Lending

Why Join Us?

Happy employees are productive employees, that’s why we offer a hearty benefits package. From learning and development and commuter stipends to a competitive salary, equity, and health benefits, we’ve got you covered! That being said, have you heard about what we're doing?! Our mission is what really motivates us to come to work each day:

• We're supporting small business, the engine of economic growth.
• We're helping facilitate higher yields for investors and lower interest rates for borrowers.
• We can fund loans extremely quickly, all online!
• We have a clear competitive advantage globally in areas like domain expertise and regulatory processes.

To learn more about our work environment, culture, and perks, visit:

• https://www.fundingcircle.com/us/careers

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